Privacy Policy

Aged Leads, LLC (“Aged Leads”, “we”, “us” or “our”) is committed to protecting the privacy of your information.  We believe it is a good business practice to disclose to you how your personal information and activity on the website www.agedleads.com and its subpages and content (collectively, the “Site”) and in connection with our direct marketing services (collectively, the “Services”) may be used.  As a user of this website, or the services or products available through the Site, this Privacy Policy set forth herein (this “Privacy Policy”) is intended to describe in a straight-forward and easily understandable manner:

the information we collect about you; how that information may be used; with whom the information may be shared; how you may update the information you provide us;

how you may contact us; and your choices about our uses and disclosures of your information.

As noted in the Terms of Use applicable to the Site (the “TOU”), by using the Site and/or Services you accept and acknowledge that you are bound by this Privacy Policy.  Accordingly, we encourage you to read this Privacy Policy carefully.  If you have questions or concerns regarding this Privacy Policy, please feel welcome to contact us through the Site at: www.agedleads.com.  Alternatively, you can also e-mail us at info@agedleads.com, or send mail to Aged Leads, LLC, Attn: Privacy Dept., PO Box 14401, Springfield, MO  65814.

INFORMATION WE COLLECT

We collect information about you so we can continue to provide and improve our Services to you and other users of the Site as well as in order to sell databases to our clients that use them for direct marketing purposes.  The information collected through the Site may include items such as your name, e-mail address, mailing address, phone number, facsimile number, social security number, credit card information, financial institution and bank account information, business size, industry type, as well as other information that may or may not specifically identify you.  The information collected on the Site may be stored at servers, computers, or other media located in the United States.

THIRD-PARTY SOURCES

We collect personal and non-personal information about you from third-party sources.  This information may be utilized, analyzed, sold, and/or compared with information that we have collected from you or that you have submitted to the Site.  Such third parties may include but are not limited to Google, public records, and proprietary databases provided by other companies.  If Aged  Leads obtains information from third-party sources, Aged  Leads will maintain that data as it maintains its own data, and any rights that you may have related to data that we possess will equally apply to data that we obtain from third parties.  If the third parties unlawfully obtained and/or provided the information to us despite our reasonable measures to ensure the third parties complied with all legal requirements in obtaining and providing the information to us, you understand, agree, and acknowledge that your sole legal remedy is against the third party that engaged in the unlawful activity and that you will not assert any cause of action, claim or demand against us.

INFORMATION COLLECTION TECHNOLOGY (WEB BEACONS AND COOKIES)

We or our third-party partners may use various technologies to collect information from your electronic device about your activities on the Site.  We may collect and store non-personally identifying information through cookies, log files, clear gifs (commonly known as “web beacons”), and third parties to profile user activity and preferences.  Technical and specification information about your browser and computer is automatically collected when you use or visit the Site.  This information may include but not be limited to your Internet Protocol (“IP”) address, your browser type, operating system, geographic location, access time(s), the content of previously accepted “cookies” from us, and the website address that referred you to the Site.

A cookie is data stored on your computer that tracks non-personal information about you.  When you use the Site, we may assign your computer one or more cookies that enable us to improve the quality of the Services and to personalize your experience.  Cookies allow us to automatically collect information about your activity on the Site, such as the content you access while on the Site, the links you click, and other activity you conduct while using the Site.  You may choose to modify your web browser’s setting to disable cookies or limit their use.  If you choose to disable or limit cookies, you are still able to access the Site, but you may be unable to use all of the features on the Site.  Additional information about cookies may be found at: https://support.microsoft.com/en-us/help/260971/description-of-cookies.

The Site may contain web beacons (also known as “clear gifs”) or similar technologies that gather non-personally identifiable information about your use of the Site.  Such technology may also be contained in e-mail messages or newsletters from us that allow us to determine whether messages have been accessed.  The purpose of our use of this technology is so that we may analyze the effectiveness of our marketing efforts, the quality of the Site, and the Services we provide.

PERSONAL INFORMATION ABOUT USERS UNDER 18 YEARS OF AGE NOT COLLECTED

The Site is meant for adults and those who have reached the age of majority as defined by the laws of their domicile.  The Site is not meant for individuals under the age of eighteen (18) or those defined by the laws of their domicile as minors.  Nonetheless, this Privacy Policy is still designed to comply with the Children’s Online Privacy Protection Act (“COPPA”) to the extent COPPA applies.  Accordingly, we do not knowingly collect or retain any personal information about users under the age of thirteen (13).  If we obtain actual knowledge that we collected or retained personal information about a child under the age of thirteen (13), that information will be promptly deleted from our database, servers, and all other media.  Since we do not collect information from users under thirteen (13) years old, no such information is disclosed to third parties.

If parents or guardians wish to create an account for, and provide information related to, their child who is under the age of eighteen (18), the parent or guardian may do so, but assumes full responsibility for ensuring that the information is kept secure and that the information submitted is accurate.  In creating such an account, the parent or guardian accepts that this Privacy Policy will apply to the minor child’s information.

INFORMATION OTHERS MAY COLLECT

To enhance security and promote operational efficiency, the Site utilizes the resources of reputable hosting facilities that are controlled by third parties.  Aged Leads is unable to provide any guarantees or warranties about these third parties’ retention or usage of your information.

INFORMATION USE AND SHARING

We may use, share, and sell your information for any legally permissible purpose. We may sell your personal information that we collect to other companies for them to use in connection with their direct marketing activities. We may match, use, and share any of the information we collect from you to any personally identifiable information we obtain through third parties.  Examples of some ways we may use or share information that we collect about you include:

providing you with products or services;

providing you with customized content and services;

providing customer support;

communicating with you by e-mail, United States mail, telephone, text message, and/or mobile devices about products or services that may be of interest to you either from us, or from any of our affiliates, sponsors or other third parties;

compliance with applicable law;

working with our advertising partners;

enforcing the TOCs or our other terms and conditions, or otherwise managing our business;

performing functions as otherwise described to you at the time of payment collection; and

to sell to our direct marketing customers.

In order to perform certain services on your behalf, we may publish certain information that you provide.  You agree that any testimonial feedback or other comments provided by you to Aged  Leads becomes the sole and exclusive property of Aged  Leads and that such information may be used by Aged  Leads for any legally permissible purpose, including but not limited to marketing and advertising its services and products.

You acknowledge and agree that Aged  Leads may use and disclose your personal and non-personal information to public or private third parties: (i) to comply with requests for inspection by law enforcement officials (including potential criminal activity); (ii) to respond to cease and desist letters, arbitration proceedings, legal actions and suits, criminal and civil subpoenas, or any court orders; (iii) to enforce or apply the terms of this Privacy Policy or any other agreement between us, including the Terms of Use; and (iv) to protect our rights, property, or safety, as well as the rights, property, or safety of our users, or others, whether during or after the term of your use of the Site or any Services.

COMMUNICATIONS FROM US

Unless you opt out of certain communication features, we may use your information to communicate with you, such as through e-mail, newsletters, and telephone.  You may opt out and/or unsubscribe to communications from Aged  Leads at any time.  See the Opt-Out Provisions and Updating Your Information section below for applicable contact information and directions.

YOUR INFORMATION MAY BE SOLD

We will sell information submitted to us to any third party who wishes to pay for such information and in our sole discretion, has a legitimate business purpose for purchasing such information (e.g. they are an insurance agent). We may also sell your information if all or substantially all of our assets are sold as part of a merger or acquisition transaction.

LEGAL PROCESS AND INVESTIGATION ISSUES

From time to time, Aged  Leads may be required to respond to a subpoena, a court order or similar investigative demand from law enforcement, a government agency, or a private litigant.  Aged  Leads reserves all rights to defend, within its sole discretion, against such legal requests, demands, and claims.  For instance, Aged  Leads may raise or waive legal objections or rights.  Aged  Leads also reserves the right to disclose your information, as allowed by applicable law, when we believe it is reasonably appropriate based on the situation.  Such disclosure may occur, but is not limited to, disclosing your information in connection with efforts to:  (i) investigate, prevent, or commence other actions regarding suspected illegal activity or other wrongdoing; (ii) protect or defend the rights, property or safety of our company, our users, our employees, or others; (iii) comply with applicable law or cooperate with law enforcement; or (iv) enforce the TOU or other agreements or policies related to the Site or the Services.

NOTICE ABOUT SOCIAL SECURITY NUMBERS

We do not collect social security numbers of customers or other users, and you should not provide such information to Aged  Leads.  Nonetheless, if Aged  Leads comes into possession of users’ social security numbers or collects such information in the future, the information will be treated confidentially and not shared with third parties unless allowed by law.  Additionally, Aged  Leads will take reasonable steps to limit the access to such social security numbers and take legally required steps to secure the transmission of the data containing such social security numbers.

THIRD PARTY PRIVACY POLICIES MAY BE APPLICABLE

This Privacy Policy does not cover any third party’s use or handling of your information once it is shared.  Instead, the privacy policies of the third party(ies) will govern.  We encourage you to visit the websites of those third parties and fully read and understand their privacy policies.  Some of these entities or their servers may be located outside the United States.

LINKS

The Site may contain links to other websites.  Aged Leads disclaims any responsibility for the privacy practices of third parties that may have links to or from our website, or any framed content on our website.  We encourage you to review the privacy policies/statements of every website that you visit that collects personally identifiable information.

DO NOT TRACK REQUESTS

In some states, users may be entitled to know how we respond to “Do Not Track” browser settings.  There is little consensus in the industry about what “Do Not Track” means; however, we recognize “Do Not Track” signals as an opt-out for the sharing of your data with third parties.  We take good faith efforts to comply with any “Do Not Track” request; however, you may still need to contact any third-party companies (including those who may have cookies or beacons on the Site) to direct them to not share your data with third parties. To learn more or opt-out from data collection by third-party companies you can visit:  http://www.networkadvertising.org/choices or www.aboutads.info/choices/

OPT-OUT PROVISIONS AND UPDATING YOUR INFORMATION

We value our users’ privacy and provide them with the option to “opt-out” of having their information used for purposes not directly related to the Site.  The opt-out option is available at the time you sign up for your account on the Site.  If you wish to change your opt-out preference or update your information after you initially sign up for your account, you can opt-out by any of the following means:

Send a written request to: Aged Leads, LLC Attn: Privacy Dept., PO Box 14401, Springfield, MO  65814; or

E-mail:  info@agedleads.com

Your request will generally be responded to within five (5) business days if your request is via e-mail, or thirty (30) days if your request is via United States mail.

Please note that changing your opt-out preference will only affect future activities or communications from us.  In other words, if we already provided your information to a third party before you changed your opt-out preferences, you will need to contact the third party directly.  To opt-out of communications from our third-party business partners, if any, please contact them directly.

INFORMATION RETENTION AND SECURITY

We may store your information for more than one (1) year from the time of initial submission, as well as automated personal information we collect about you.  However, if we obtain or collect your social security number or credit card number, that information will only be stored for a limited time pursuant to your authorization unless the law requires otherwise.

We take reasonable security measures to protect users’ information against unauthorized access, loss, alteration, or destruction.  These measures include encryption and physical security measures to guard against unauthorized access to systems where we store personal information, and the usage of reputable third-party vendors.  Despite these reasonable measures, we cannot guarantee our security measures are impenetrable.  Therefore, although we take reasonable steps to secure your information, we cannot and do not promise or warrant that your information will always remain secure.

VISITORS OUTSIDE THE UNITED STATES

This Privacy Policy is intended to cover collection of information on the Site from residents of the United States.  The laws in other countries may or may not be as comprehensive as those in the United States.  If you are a resident of another country and/or are visiting the Site from outside the United States, you acknowledge and agree that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated.  You also acknowledge that your use of the Site or the Services shall be governed exclusively by the laws of Missouri and as if all transactions with us or otherwise through the Site take place within Missouri.  By using the Site, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy.  If you are unwilling to accept these terms, then you agree that you will not use or access the Site or our services.

PRIVACY POLICY UPDATES AND REVISIONS

This Privacy Policy may be updated from time to time.  We reserve the right to modify this Privacy Policy at any time without notice, so please review this Privacy Policy frequently.  When changes are made to this Privacy Policy, we will revise the “last updated” date at the top of this Privacy Policy.  If we make any material changes in the way we collect, use, and/or share your personal information, we will also post notice of the changes on the Site and/or may notify you by sending an e-mail to the e-mail address you most recently provided us under your account.  Your continued use of the Site or any Services after we have posted any Privacy Policy changes indicates your agreement to such changes unless you notify us otherwise.

If you wish to retain a copy of this Privacy Policy, you should print a copy for your records.

TERMS OF PRIVACY POLICY SURVIVE

If any terms of this Privacy Policy are held invalid and/or unenforceable by a court of law or a competent jurisdiction, the remaining provisions of this Privacy Policy shall remain in full force and effect.

SUPPLEMENTAL PRIVACY POLICY APPLICABLE TO CALIFORNIA, COLORADO, CONNECTICUT, VIRGINIA, AND UTAH RESIDENTS ONLY.

The disclosures in this section (and linked Supplemental Privacy Policy (“Supplemental Policy”)) apply only to individual residents of the States of California, Colorado, Connecticut, Virginia, Utah, as applicable.  The Supplemental Policy provides additional information about how we collect, use, disclose, and otherwise process personal information within the scope of the California Consumer Privacy Act of 2018, as amended, including its implementing regulations (“CCPA”), Colorado Privacy Act (“CPA”), Connecticut Data Privacy Act (“CTDPA”), Virginia Consumer Data Protection Act (“VCDPA”), and the Utah Consumer Privacy Act (“UCPA”).  Residents of California, Colorado, Connecticut, Virginia, Utah Residents can click here: https://agedleads.com/privacy-policy-supplement/ to review the Supplemental Privacy Policy.

POLICY APPLICABLE TO NEVADA RESIDENTS ONLY.

If you are a Nevada resident, you may opt-out of the sale of your personal information.  To do so, please contact us at info@agedleads.com and title the subject of your email “Nevada Privacy Rights Opt-Out Request”.  In response, we will request information from you to verify your identity.  We will attempt to respond to your request, once verified, within sixty (60) calendar days.

LIMITATIONS

The adoption or publication of this Privacy Policy does not subject Aged  Leads to any stricter duty in its collection, handling, storage and disclosure of nonpublic information than otherwise applies to Aged  Leads under applicable law.  No person or entity shall have any right or recourse against Aged  Leads nor any of its affiliates, agents, sponsors, or other related parties based on any alleged violation of or noncompliance with this Privacy Policy.

GENERAL CONTACT:

Aged  Leads, LLC

Attn: Privacy Dept.

PO Box 14401

Springfield, MO  65814

417-306-2329

info@agedleads.com

Aged  Leads, LLC

PRIVACY POLICY SUPPLEMENT FOR CALIFORNIA, COLORADO, CONNECTICUT, VIRGINIA, UTAH RESIDENTS

Last Updated on: May 10, 2023

This Privacy Policy Supplement for California, Colorado, Connecticut, Virginia, and Utah Residents (the “Supplement”) supplements the information contained in Aged  Leads, LLC (“Aged  Leads”, “we”, “us”, or “our”) Privacy Policy https://agedleads.com/privacy-policy-supplement/ (the “General Privacy Policy”) and applies solely to all visitors, users, customers, individuals that use our products, services, third-party partners, and others who reside in the States of California, Colorado, Connecticut, Virginia, Utah (“consumers” or “you”). The terms of this Supplement shall govern over any conflict with the General Privacy Policy. We adopt this Supplement to comply with the California Consumer Privacy Act of 2018 (“CCPA”), Colorado Privacy Act (“CPA”), Connecticut Data Privacy Act (“CTDPA”), Virginia Consumer Data Protection Act (“VCDPA”), and Utah Consumer Privacy Act (“UCPA”) and any terms defined in the CCPA, CPA, CTDPA, VCDPA, UCPA have the same meaning when used in this Supplement.

Information We Collect

We, including our website (Aged  Leads and its subpages the “Website”) and third-party data companies collects information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device (“personal information”). Personal information does not include:

Publicly available information from government records.

Deidentified or aggregated consumer information.

Other information deemed under applicable California, Colorado, Connecticut, Virginia, Utah law not to be personal information.

In particular, we have collected within the last twelve (12) months, and intend to continue collecting, the following categories of personal information from consumers:

Category Examples Collected

A. Identifiers. A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers. YES

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80I). A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. YES

C. Protected classification characteristics under California, Colorado, Connecticut, Virginia, Utah or federal law. Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). YES

D. Commercial information. Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES

E. Biometric information. Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. NO

F. Internet or other similar network activity. Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. YES

G. Geolocation data. Physical location or movements. YES

H. Sensory data. Audio, electronic, visual, thermal, olfactory, or similar information. NO

I. Professional or employment-related information. Current or past job history or performance evaluations. NO

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. NO

K. Inferences drawn from other personal information. Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. YES

We obtain the categories of personal information listed above from the following categories of sources:

Directly from you. For example, from forms you complete or products and services you purchase.

Indirectly from you. For example, from observing your actions on our Website.

From other third parties, including third party data companies, proprietary databases provided by other companies, public records, and those listed on our General Privacy Policy.

The information we obtain about you from third parties may be combined and utilized with the information you provide to us.

Use of Personal Information

We may use, share, sell, or disclose the personal information we collect for one or more of the following purposes:

To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.

To sell to our direct marketing customers.

To provide, support, personalize, and develop our Website, products, and services.

To create, maintain, customize, and secure your account with us.

To process your requests, purchases, transactions, and payments and prevent transactional fraud.

To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.

To personalize your Website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our Website, third-party sites, and via email or text message (with your consent, where required by law).

To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business.

For testing, research, analysis, and product development, including to develop and improve our Website, products, and services.

To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.

As described to you when collecting your personal information or as otherwise set forth in the CCPA, CPA, CTDPA, VCDPA, UCPA.

For other purposes provided in our General Privacy Policy.

To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Website users and customers is among the assets transferred.

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

We may share your personal information by disclosing it to a third party for a business purpose. The primary business purpose is to provide and home energy consultants to contact consumers who are interested in those products and services.  In the preceding twelve (12) months, we have disclosed personal information for a business purpose to the categories of third parties indicated in the chart below.

We may also share your personal information, including by selling it to third parties, subject to your right to opt-out of those sales.  Our personal information sales do not knowingly include information about individuals we know are under the age of sixteen (16), regardless if we have parental consent. In the preceding twelve (12) months, we have sold the following categories of personal information to the categories of third parties indicated in the chart below. For more on your personal information sale rights, see Personal Information Sales Opt-Out and Opt-In Rights.

(Brad: This is the chart)

Personal Information Category Category of Third-Party Recipients

Business Purpose Disclosures Sales

A: Identifiers. Sell consumer lists to third parties for direct marketing purposes. Third party payment and logistics providers (i.e. to help fulfill your orders). Yes, to various marketers, such as those who wish to sell products and services directly to consumers (e.g.  insurance agent).

B: California Customer Records personal information categories. Sell consumer lists to third parties for direct marketing purposes. Yes, to various marketers, such as those who wish to sell products and services directly to consumers.

C: Protected classification characteristics under California, Colorado, Connecticut, Virginia, Utah or federal law. Sell consumer lists to third parties for direct marketing purposes. Third party payment and logistics providers (i.e. to help fulfill your orders). Yes, to various marketers, such as those who wish to sell products and services directly to consumers (e.g. insurance agents).

D: Commercial information. Yes, leads may have income and credit scores. Yes, to various marketers, such as those who wish to sell products and services directly to consumers (e.g.  insurance agents).

E: Biometric information. No No

F: Internet or other similar network activity. Yes, for website analytical purposes. Yes, associated with analytics of our website.

G: Geolocation data. Yes, Facebook pixel is utilized. Yes, associated with analytics of our website.

H: Sensory data. No No

I: Professional or employment-related information. Yes, leads may have income and credit scores. Yes, to various marketers, such as those who wish to sell products and services directly to consumers (e.g.  insurance agents).

J: Non-public education information. No No

K: Inferences drawn from other personal information. No No

Reselling Personal Information

The CCPA, CPA, CTDPA, VCDPA and UCPA prohibits a third party from reselling personal information unless you have received explicit notice and an opportunity to opt-out of further sales. Many businesses purchase personal information from us and may reuse or share that information. To opt-out of those sales, please follow the opt-out procedure provided below.

Your Rights and Choices Under the CCPA

The CCPA provides consumers, employees, potential employees and businesses that are California residents with specific rights regarding their personal information. This section describes CCPA rights available to those persons and explains how to exercise those rights.

Right to Know and Data Portability

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive your request and confirm your identity (see Exercising Your Rights), we will disclose to you:

The categories of personal information we collected about you.

The categories of sources for the personal information we collected about you.

Our business or commercial purpose for collecting or selling that personal information.

The categories of third parties with whom we share that personal information.

If we sold or disclosed your personal information for a business purpose, two (2) separate lists disclosing:

sales, identifying the personal information categories that each category of recipient purchased; and

disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

The specific pieces of personal information we collected about you in a readable format (also called a data portability request).

Right to Correct

You have the right to correct inaccuracies in your personal information that we collected from you and retained. Once we receive your request and confirm your identity (see Exercising Your Rights), we will use commercially reasonable efforts to correct the inaccurate personal information as directed by you. We may deny your correction request if a response is impossible or would involve disproportionate effort to correct inaccurate information.

Right to Delete

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive your request and confirm your identity (see Exercising Your Rights), we will review your request to see if an exception allowing us to retain the information applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, or otherwise perform our contract with you.

Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.

Debug products to identify and repair errors that impair existing intended functionality.

Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.

Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).

Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.

Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.

Comply with a legal obligation.

Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

We will delete or deidentify personal information not subject to one of these exceptions from our records and will direct our service providers to take similar action.

Right to Opt Out of Sale or Sharing

You have the right to opt out of the sale or sharing of your personal information to third parties.

Right to Limit Use and Disclosure of Sensitive Personal Information

You have the right, at any time to limit the use of your sensitive personal information to that use which is necessary to perform the services and goods we provide as mentioned above in the “Sharing Personal Information” section.

Exercising Your Rights

To exercise your rights described above, please submit a request by either:

Calling us at 417-306-2329

Emailing us at info@agedinsuranceleads.com

Only you, or someone legally authorized to act on your behalf, may make a request to know, port, delete, opt out of sale or sharing, and limit use and disclosure related to your personal information.

You may also make a request on behalf of your child by contacting us at the information above and provide information that will allow us to properly identify your child and your relationship as the parent or guardian of your child.

You may only submit a request to know twice within a twelve (12) -month period. Your request to know, port, delete, opt out of sale or sharing, and limit use and disclosure must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative, which may include:

Contact information

Information about prior purchase history

Other information as we may reasonably request

Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

If you are an authorized agent of a third party, you must provide us with: (i) sufficient information demonstrating your role as an authorized agent for the individual you are making the request about (e.g. Court order, power of attorney, etc.); (ii) information that will allow us to verify your identity; and (iii) any other information that we may reasonably request consistent with applicable law in order to authenticate your request.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

You do not need to create an account with us to submit a request to know or delete. However, we do consider requests made through your password protected account sufficiently verified when the request relates to personal information associated with that specific account.

We will only use personal information provided in the request to verify the requestor’s identity or authority to make it.

Please note that additional time may be needed to process the deletion of personal information from backup and/or archival databases.

For instructions on exercising your sale opt-out or opt-in rights, see Personal Information Sales and Targeted Advertising Opt-Out and Opt-In Rights.

Response Timing and Format

We will confirm receipt of your request within ten (10) business days. If you do not receive confirmation within the ten (10) -day timeframe, please call us at 417-306-2329.

We endeavor to substantively respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to another forty-five (45) days), we will inform you of the reason and extension period in writing.

If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the twelve (12) -month period preceding our receipt of your request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Personal Information Sales and Targeted Advertising Opt-Out and Opt-In Rights

If you are age sixteen (16) or older, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers we actually know are less than sixteen (16) years old regardless if we receive parental consent. Consumers who opt-in to personal information sales may opt-out of future sales at any time.

To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by contacting us by using the contact information at the bottom of this Privacy Policy Supplement.

Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back into personal information sales at any time by contacting us.

You do not need to create an account with us to exercise your opt-out rights. We will only use personal information provided in an opt-out request to review and comply with the request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

Deny you goods or services.

Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.

Provide you a different level or quality of goods or services.

Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt-in consent, which you may revoke at any time. We may provide financial incentives from time to time including through promotions, contests, gift cards, giveaways, discounts/sales, and rewards.  The terms of any such incentives will be communicated with that particular financial incentive.

Other California Privacy Rights

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are consumers, employees, potential employees and businesses that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email or write us at the addresses provided below.

Your Rights and Choices under the CPA, CTDPA, VCDPA, UCPA

The disclosures in this section apply solely to individual residents of the States of Colorado, Connecticut, Virginia, and Utah, as applicable. If you are a resident of one of these states, we may share your personal information by disclosing it to a third party for a business purpose.

Privacy laws in these states give residents certain rights with respect to their personal data when they take effect over the course of 2023. Those rights include:

Right of Access: You have the right to access and obtain a copy of your personal data.

Right to Correct: You have the right to correct inaccuracies in your personal data.

Right to Deletion: You have the right to request that we delete personal data provided by or obtained by you.

Right to Opt-Out of Targeted Advertising: You may ask us not to use or disclose your information for the purposes of targeting advertising to you based on your personal data obtained from your activity across different businesses, services, websites, etc.

Right to Opt-Out of Personal Information Sales to third parties.

Right to Non-Discrimination: We may not process personal data in violation of state and federal consumer anti-discrimination laws or discriminate against you for exercising rights under these state laws.

To submit a request to exercise your access, deletion, or correction privacy rights, please refer to the above section “Exercising Your Rights”. You may email us at info@agedleads.com with the subject line “Privacy Rights Request” and let us know in which state you live. Please see the above section “Personal Information Sales and Targeted Advertising Opt-Out and Opt-In Rights” for a description of how to exercise your right to opt-out of targeted advertising or sales and uses for purposes not directly related to the Website.

Changes to this Supplement

We reserve the right to amend this Supplement at our discretion and at any time. When we make changes to this Supplement, we will post the updated notice on the Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes to this Supplement.

Contact Information

If you have any questions or comments about this Supplement, the ways in which Aged  Leads collect and use your information described herein this Supplement, your choices and rights regarding such use, or wish to exercise your rights under California, Colorado, Connecticut, Virginia, Utah law, please contact us at:

Phone: 417-306-2329

Website: www.agedinsuranceleads.com

Email: info@agedinsuranceleads.com

Postal:  Attn: Privacy Dept., PO Box 14401, Springfield, MO  65814

If you need to access this Supplement in an alternative format due to having a disability, please contact us using the information above.